If you are thinking of buying an insurance policy, you might want to think about using an insurance broker. An insurance broker is a professional who acts as a link between insurance companies and customers.
How can a broker help me?
A broker can research the insurance market to find the right policy for you, based on your particular needs. Once they have done their research, they will present you with a range of available options. It is then up to you to decide whether or not to purchase one of these policies.
What are the benefits of using a broker?
A broker can prove invaluable in helping you navigate your way through the insurance market. They are familiar with a range of insurance companies and can suggest those most likely to provide you with comprehensive coverage at a competitive price. A broker may even be able to negotiate preferential rates that would not be available to you if you approached the insurance companies directly.
What is the difference between a broker and an agent?
Unlike insurance agents, insurance brokers on the Sunshine Coast, like those from Insuring the Product, work for you, not for an insurance company. As they are not allied to any one company, they can explore a wide range of policies and offer prudent advice.
Can a broker help me make a claim?
When you buy your insurance through a broker, they will often help you in the event you need to make a claim. They might offer advice and support on the claims process, or work with your insurance company to resolve your claim on your behalf.
Making sure you have the right type and level of insurance is crucial to ensuring you have the protection you require. Finding the right insurance can be a time consuming and confusing task but by working with an insurance broker, you can ensure that the policy you purchase provides you with adequate protection.
This information is not intended to be advice and you should not rely on it as a substitute for any form of advice. You should always consider the PDS / Policy wording before making a decision.
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