Workplace Incident leading to Fine – Insurance Implications

Another recent court case has lead to a fine and training programs for a Qld entity.  The following information is courtesy of Workplace Health and Safety Queensland and Queensland Government websites. Read WHS Qld eSafe Newsletter details  Read prosecution details

Incident description:WHS fines and penalty insurance

A school held an end of year break-up party at a public swimming pool. An umbrella from a seat lifted out of its brackets and flew downwind, striking a student in the head and causing fatal injuries.

Penalty:                      

Fined $10,000 plus court ordered training programs at a cost of $1200

Date of decision:      

26 March 2014

This component only forms the legal action taken by WHS Qld after a site inspection and incident investigation.  These penalties are in addition to any legal action being taken against the entity’s Director’s & Officers Liability, Professional Indemnity and Public Liability policy for the fatality.

This again highlights the need for a comprehensive insurance program to complement your Workplace Health and Safety obligations.  Depending on the circumstances claims may be lodged against different policies relative to the cover offered.

The need to carefully examine the extend of your legal liability covers to ensure that you have no gaps within the cover is critical to providing a comprehensive and effective insurance program to protect your business from litigation.

Nothing can replace professional expertise advice from an experienced Specialist Insurance Broker.

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and how to protect your business contact us Today on
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