Trust Sunshine Coast insurance brokers for Your Travel Insurance Needs

Getting appropriate travel insurance cover calls for careful consideration and planning. As it turns out, though, many Aussies aren’t that well-versed in this insurance product.

According to comparison site, a lot of Australians unknowingly pay up to triple what they should pay for travel insurance, mainly by booking directly with airlines or travel agents. The report was released after Mozo collected quotes from 57 travel insurance providers from 133 different international policies in order to find the best (and worst) options. What they found out was that Aussies aren’t putting enough effort into finding the best insurance deals.


Fortunately, there are different ways to avoid overpaying for a travel insurance policy. Here are a few tips to help you get started.

Determine your exact needs. Virtually any expert on travel insurance on the Sunshine Coast would say this: a lot of things can significantly affect the price of your resulting travel insurance quote, like age, state of health, the specific location you’re visiting, duration of the trip, and frequency of travel, among others. Take a good look at your specific needs and identify the ones you can control (i.e. destination and duration) and choose accordingly. The same thing goes with factors you can’t control (i.e. age and health).

Be Prompt. Keep in mind that while you only pay for the period in which you’re travelling, you are covered from the moment you lock in your policy. For instance, buying two months before setting off for your destination effectively provides cover for an insured  event that may affect your travel plans during that time. If you opt to buy late, remember that only a handful of insurers permit purchases of cover after departure, so be sure to check out an insurer’s website or FAQs.

Identify the perfect policy. What this means is that you should choose a specific type of policy that fits your current situation perfectly. For instance: if you’re a frequent flier, you may be at risk of overpaying if you take out individual policies rather than having one to cover all your trips for a full year. In such a scenario, an annual travel policy would be the perfect choice. In the event you get confused, trustworthy Sunshine Coast insurance brokers like Insuring theProduct can help you out.

When going places, it is important to come prepared and keep safe. In the event that untoward circumstances happen, having an appropriate travel insurance policy can save you from lots of trouble.

Refer to the FSG on our website for our services and remuneration details. This information is general advice only, please consider the PDS.


Australian Travellers Are Buying Sky-High Travel Insurance Policies,, June 23, 2014

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5 Steps To Avoid Paying Too Much For Travel Insurance – Tips To Help You Save On Travel Insurance,, April 27, 2015

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This advice does not take into account any of your particular objectives, financial situation or needs. For this reason, before you act on this advice, you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs.

Before you make any decision about whether to acquire the policy, you should obtain and read the product disclosure statement for the policy.

We recommend you read our Financial Services Guide for information on our services and how we are remunerated.